Fund categories, explained simply.
A quick look at the broad categories of mutual fund schemes available through W7 Wealth. Every scheme carries its own specific riskometer — always check the SID before investing.
Very High
Equity Mutual Funds
Invest predominantly in company shares. Built for long-term wealth creation, with returns linked to stock market performance and higher short-term volatility.
Low to Moderate
Debt Mutual Funds
Invest in bonds, government securities and money-market instruments. Aim for steadier, income-oriented returns with comparatively lower volatility than equity.
Moderately High
Hybrid / Balanced Funds
Blend equity and debt in a single scheme, aiming to balance growth potential against volatility. The equity-debt mix varies by scheme category.
Very High
ELSS (Tax-Saving Funds)
Equity-oriented schemes that qualify for deduction under Section 80C, subject to prevailing limits, and carry the shortest lock-in among common 80C options.
Very High
Index Funds
Passively track a benchmark index (like the Nifty 50 or Sensex) rather than being actively managed, typically at a lower expense ratio.
Low to Moderate
Liquid / Money Market Funds
Invest in very short-term money-market instruments. Used for parking surplus funds with same-day to next-day liquidity in most cases.
Not sure which category fits your goal?
Our team can help you shortlist suitable schemes once we understand what you’re investing for.