/* =========================================================
   W7 WEALTH — Design System
   Signature motif: the "double-V / chevron" from the W7 mark,
   echoed as section dividers, list markers and the diamond bullet.
   ========================================================= */

:root{
  --navy: #1F2359;
  --navy-deep: #12142E;
  --navy-mid: #2B316E;
  --orange: #F0701E;
  --orange-deep: #D65A0E;
  --orange-tint: #FDE7D6;
  --orange-tint-2: #FFF3E9;
  --cream: #FBF8F2;
  --paper: #FFFFFF;
  --ink: #23253A;
  --slate: #5C6079;
  --slate-light: #8A8FA6;
  --border: #E9E3D6;
  --green: #1C8754;
  --green-tint: #E4F5EC;
  --shadow-sm: 0 2px 10px rgba(18,20,46,0.06);
  --shadow-md: 0 12px 32px rgba(18,20,46,0.10);
  --shadow-lg: 0 24px 60px rgba(18,20,46,0.16);
  --radius: 18px;
  --radius-sm: 10px;
  --maxw: 1240px;
  --ff-display: "Fraunces", "Georgia", serif;
  --ff-body: "Plus Jakarta Sans", "Segoe UI", sans-serif;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--ff-body);
  color:var(--ink);
  background:var(--cream);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
ul{list-style:none;margin:0;padding:0;}
button{font-family:inherit;cursor:pointer;}
h1,h2,h3,h4{
  font-family:var(--ff-display);
  color:var(--navy);
  margin:0 0 .5em;
  font-weight:600;
  line-height:1.12;
  letter-spacing:-0.01em;
}
p{margin:0 0 1em;color:var(--slate);}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px;}
.container-wide{width:90%;max-width:2000px;margin:0 auto;}
section{position:relative;}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px;}
@media (prefers-reduced-motion: reduce){
  *{animation-duration:0.001ms !important;animation-iteration-count:1 !important;transition-duration:0.001ms !important;scroll-behavior:auto !important;}
}

/* ---------- Eyebrow / labels ---------- */
.eyebrow{
  display:inline-flex;align-items:center;gap:8px;
  font-family:var(--ff-body);font-weight:700;font-size:.78rem;
  letter-spacing:.14em;text-transform:uppercase;color:var(--orange-deep);
  margin-bottom:14px;
}
.eyebrow::before{
  content:"";width:9px;height:9px;background:var(--orange);
  clip-path:polygon(50% 0%, 100% 50%, 50% 100%, 0% 50%); /* diamond, echoes logo */
  flex:0 0 auto;
}
.eyebrow.on-dark{color:var(--orange);}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:14px 26px;border-radius:999px;font-weight:700;font-size:.96rem;
  border:2px solid transparent;transition:transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease;
  white-space:nowrap;
}
.btn-primary{background:var(--orange);color:#fff;box-shadow:0 10px 24px rgba(240,112,30,.32);}
.btn-primary:hover{background:var(--orange-deep);transform:translateY(-2px);box-shadow:0 14px 30px rgba(240,112,30,.4);}
.btn-navy{background:var(--navy);color:#fff;}
.btn-navy:hover{background:var(--navy-mid);transform:translateY(-2px);}
.btn-outline{background:transparent;border-color:rgba(255,255,255,.55);color:#fff;}
.btn-outline:hover{background:rgba(255,255,255,.12);border-color:#fff;}
.btn-outline-navy{background:transparent;border-color:var(--navy);color:var(--navy);}
.btn-outline-navy:hover{background:var(--navy);color:#fff;}
.btn-sm{padding:10px 18px;font-size:.86rem;}
.btn-block{width:100%;}

/* =========================================================
   TOPBAR + MARKET TICKER
   ========================================================= */
.topbar{
  background:var(--navy-deep);color:#cdd0e6;font-size:.82rem;
}
.ticker-strip{
  width:100%;display:flex;align-items:center;gap:14px;
  background:#0c0e22;border-bottom:1px solid rgba(255,255,255,.08);
  padding:7px 20px;overflow:hidden;
}
.ticker-label{
  flex:0 0 auto;font-weight:800;font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;
  color:var(--orange);padding-right:14px;border-right:1px solid rgba(255,255,255,.14);white-space:nowrap;
}
.ticker-track{flex:1;overflow:hidden;mask-image:linear-gradient(90deg,transparent,#000 4%,#000 96%,transparent);}
.ticker-track ul{display:flex;gap:34px;white-space:nowrap;animation:tickerx 22s linear infinite;width:max-content;}
.ticker-strip:hover .ticker-track ul{animation-play-state:paused;}
.ticker-track li{display:flex;align-items:center;gap:8px;font-size:.78rem;font-weight:600;color:#c3c6e2;flex:0 0 auto;}
.ticker-track li b{color:#fff;font-weight:800;}
.ticker-track li em{font-style:normal;font-weight:700;}
.ticker-track li em.up{color:#4ADE80;}
.ticker-track li em.down{color:#F87171;}
.ticker-track li em.up::before{content:"\25B2 ";font-size:.65em;}
.ticker-track li em.down::before{content:"\25BC ";font-size:.65em;}
.ticker-asof{flex:0 0 auto;font-size:.68rem;color:#7d81ab;padding-left:14px;border-left:1px solid rgba(255,255,255,.14);white-space:nowrap;}
@keyframes tickerx{from{transform:translateX(0);}to{transform:translateX(-50%);}}

.topbar-info{padding-top:9px;padding-bottom:9px;}
.topbar-info .container-wide{
  display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;
}
.topbar-left{display:flex;align-items:center;gap:10px;flex-wrap:wrap;color:#b9bdda;font-weight:600;letter-spacing:.01em;}
.topbar-left .dot{color:var(--orange);}
.topbar-right{display:flex;align-items:center;gap:18px;flex-wrap:wrap;}
.topbar-right a{display:inline-flex;align-items:center;gap:7px;color:#e7e8f5;font-weight:600;transition:color .15s;}
.topbar-right a:hover{color:var(--orange);}
.topbar-right svg{flex:0 0 auto;}
@media (max-width:640px){
  .ticker-label,.ticker-asof{display:none;}
  .ticker-strip{padding:7px 14px;}
}

/* =========================================================
   HEADER
   ========================================================= */
.site-header{
  background:rgba(251,248,242,.92);
  backdrop-filter:blur(10px);
  position:sticky;top:0;z-index:200;
  border-bottom:1px solid var(--border);
}
.header-row{display:flex;align-items:center;justify-content:space-between;padding:14px 0;gap:20px;}
.brand{display:flex;align-items:center;gap:2px;}
.brand img{height:46px;width:auto;}
.main-nav{display:flex;align-items:center;gap:2px;}
.main-nav > ul{display:flex;align-items:center;gap:2px;}
.main-nav a.nav-link{
  display:flex;align-items:center;gap:6px;padding:10px 14px;border-radius:999px;
  font-weight:600;font-size:.95rem;color:var(--navy);transition:background .15s,color .15s;
}
.main-nav a.nav-link:hover,.main-nav .has-dd:hover > a.nav-link,.main-nav a.nav-link.active{
  background:var(--navy);color:#fff;
}
.has-dd{position:relative;}
.has-dd .caret{width:9px;height:9px;transition:transform .2s;}
.has-dd:hover .caret{transform:rotate(180deg);}
.dropdown{
  position:absolute;top:calc(100% + 10px);left:0;min-width:270px;
  background:#fff;border-radius:14px;box-shadow:var(--shadow-lg);
  padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);
  transition:opacity .18s ease, transform .18s ease, visibility .18s;
  border:1px solid var(--border);
}
.has-dd:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0);}
.dropdown a{
  display:flex;align-items:center;gap:10px;padding:10px 12px;border-radius:9px;
  font-size:.9rem;font-weight:600;color:var(--ink);
}
.dropdown a:hover{background:var(--orange-tint-2);color:var(--orange-deep);}
.dropdown a .dd-diamond{width:6px;height:6px;background:var(--orange);clip-path:polygon(50% 0%,100% 50%,50% 100%,0% 50%);flex:0 0 auto;}

.header-cta{display:flex;align-items:center;gap:10px;}
.hamburger{
  display:none;flex-direction:column;justify-content:center;gap:5px;
  width:44px;height:44px;border:1px solid var(--border);border-radius:10px;background:#fff;
}
.hamburger span{display:block;width:20px;height:2px;background:var(--navy);margin:0 auto;transition:.25s;}
.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg);}
.hamburger.open span:nth-child(2){opacity:0;}
.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg);}

/* Mobile nav panel */
.mobile-nav{
  display:none;position:fixed;inset:0 0 0 auto;top:0;height:100vh;width:min(86vw,360px);
  background:#fff;z-index:300;transform:translateX(100%);transition:transform .3s ease;
  box-shadow:-10px 0 40px rgba(0,0,0,.2);overflow-y:auto;
}
.mobile-nav.open{transform:translateX(0);}
.mobile-nav-head{display:flex;align-items:center;justify-content:space-between;padding:18px;border-bottom:1px solid var(--border);}
.mobile-nav-head img{height:34px;}
.mobile-close{width:38px;height:38px;border-radius:10px;border:1px solid var(--border);background:#fff;font-size:1.2rem;}
.mobile-nav ul{padding:10px 12px;}
.mobile-nav a.m-link{display:flex;align-items:center;justify-content:space-between;padding:14px 10px;font-weight:700;color:var(--navy);border-bottom:1px solid var(--border);font-size:1.02rem;}
.mobile-sub{padding-left:14px;display:none;}
.mobile-sub.open{display:block;}
.mobile-sub a{display:flex;gap:8px;align-items:center;padding:11px 10px;color:var(--slate);font-weight:600;font-size:.92rem;}
.mobile-cta{display:flex;flex-direction:column;gap:10px;padding:18px;}
.m-caret{transition:transform .2s;}
.m-caret.open{transform:rotate(180deg);}
.overlay{position:fixed;inset:0;background:rgba(18,20,46,.5);z-index:250;opacity:0;visibility:hidden;transition:.25s;}
.overlay.open{opacity:1;visibility:visible;}

@media (max-width:1080px){
  .main-nav,.header-cta{display:none;}
  .hamburger{display:flex;}
  .mobile-nav{display:block;}
}

/* =========================================================
   HERO
   ========================================================= */
.hero{
  background:linear-gradient(155deg,var(--navy) 0%, var(--navy-mid) 62%, #363c86 100%);
  color:#fff;overflow:hidden;position:relative;padding:64px 0 0;
}
.hero-watermark{
  position:absolute;right:-8%;top:-12%;width:640px;opacity:.08;pointer-events:none;filter:brightness(0) invert(1);
}
.hero-grid{
  display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center;
  position:relative;z-index:2;padding-bottom:0;
}
.hero-copy .eyebrow{color:var(--orange);}
.hero h1{color:#fff;font-size:clamp(2rem,3.2vw,2.9rem);margin-bottom:.4em;line-height:1.12;}
.hero h1 em{color:var(--orange);font-style:normal;}
.hero p.lead{color:#cfd2ec;font-size:1.12rem;max-width:520px;}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 34px;}
.hero-stats{display:flex;gap:0;border-top:1px solid rgba(255,255,255,.18);padding-top:26px;}
.hero-stats .stat{flex:1;padding-right:18px;}
.hero-stats .stat b{display:block;font-family:var(--ff-display);font-size:1.9rem;color:#fff;}
.hero-stats .stat span{font-size:.82rem;color:#b7bade;font-weight:600;}

.hero-visual{position:relative;}
@media (max-width:1080px){
  .hero-grid{grid-template-columns:1fr;gap:40px;}
  .hero-visual{order:2;width:100%;max-width:420px;margin:0 auto;}
}
@media (max-width:560px){
  .float-card{padding:11px 13px;gap:9px;font-size:.78rem;max-width:180px;}
  .float-card .ic{width:32px;height:32px;}
  .fc-1{top:4%;left:2%;}
  .fc-2{bottom:4%;right:2%;}
}
.hero-frame{
  position:relative;border-radius:26px;overflow:hidden;
  clip-path:polygon(0 6%, 88% 0, 100% 92%, 12% 100%);
  box-shadow:var(--shadow-lg);aspect-ratio:1/1.02;
}
.hero-frame img{width:100%;height:100%;display:block;object-fit:cover;}
.float-card{
  position:absolute;background:#fff;color:var(--ink);border-radius:16px;
  box-shadow:var(--shadow-lg);padding:14px 16px;display:flex;align-items:center;gap:12px;
  font-size:.85rem;font-weight:700;max-width:220px;
}
.float-card .ic{
  width:38px;height:38px;border-radius:10px;display:flex;align-items:center;justify-content:center;flex:0 0 auto;
}
.float-card .ic.orange{background:var(--orange-tint);}
.float-card .ic.green{background:var(--green-tint);}
.float-card small{display:block;color:var(--slate-light);font-weight:600;font-size:.72rem;}
.fc-1{top:6%;left:-8%;}
.fc-2{bottom:9%;right:-10%;}
@media (max-width:1080px){
  .fc-1{left:-2%;}
  .fc-2{right:-2%;}
}

/* Chevron divider — signature element echoing the W mark */
.chevron-divider{
  width:100%;height:46px;display:block;margin-top:40px;
}
.chevron-divider path{fill:var(--cream);}
.chevron-divider.to-white path{fill:var(--paper);}
.chevron-divider.to-navy path{fill:var(--navy-deep);}

/* Marquee ticker for trust strip */
.trust-strip{background:var(--paper);border-bottom:1px solid var(--border);padding:16px 0;overflow:hidden;}
.trust-strip .container{display:flex;align-items:center;gap:28px;}
.trust-strip .ts-label{font-weight:800;color:var(--navy);font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;white-space:nowrap;}
.trust-track{display:flex;gap:40px;overflow:hidden;position:relative;flex:1;mask-image:linear-gradient(90deg,transparent,#000 6%,#000 94%,transparent);}
.trust-track ul{display:flex;gap:40px;animation:scrollx 26s linear infinite;flex:0 0 auto;}
.trust-track:hover ul{animation-play-state:paused;}
.trust-track li{white-space:nowrap;font-weight:700;color:var(--slate);font-size:.92rem;display:flex;align-items:center;gap:8px;}
.trust-track li::before{content:"";width:6px;height:6px;background:var(--orange);clip-path:polygon(50% 0%,100% 50%,50% 100%,0% 50%);}
@keyframes scrollx{from{transform:translateX(0);}to{transform:translateX(-50%);}}

/* =========================================================
   SECTION HEADERS
   ========================================================= */
.section{padding:88px 0;}
.section.tight{padding:64px 0;}
.section-head{max-width:680px;margin:0 0 48px;}
.section-head.center{margin-inline:auto;text-align:center;}
.section-head h2{font-size:clamp(1.5rem,2.5vw,2.15rem);line-height:1.18;}
.section-head h2 em{color:var(--orange);font-style:normal;}
.bg-navy{background:var(--navy-deep);color:#e8e9f5;}
.bg-navy h2,.bg-navy h3,.bg-navy h4{color:#fff;}
.bg-navy p{color:#b9bdda;}
.bg-white{background:var(--paper);}
.bg-tint{background:var(--orange-tint-2);}

/* ---------- Split layout (image + content) ---------- */
.split{display:grid;grid-template-columns:1.02fr 1fr;gap:60px;align-items:center;}
.split .media{order:1;}
.split .content{order:2;}
.split.img-right .content{order:1;}
.split.img-right .media{order:2;}
.media-frame{
  position:relative;border-radius:24px;overflow:hidden;box-shadow:var(--shadow-md);
  aspect-ratio:6/5;
}
.media-frame img{width:100%;height:100%;display:block;object-fit:cover;}
.media-frame.notch{clip-path:polygon(0 0,100% 0,100% 86%,86% 100%,0 100%);}
.media-badge{
  position:absolute;bottom:18px;left:18px;background:#fff;padding:12px 16px;border-radius:14px;
  box-shadow:var(--shadow-md);display:flex;align-items:center;gap:10px;font-weight:700;font-size:.86rem;
}
.media-badge b{font-family:var(--ff-display);font-size:1.25rem;color:var(--navy);display:block;}
.media-badge small{color:var(--slate-light);font-weight:600;font-size:.72rem;}

.check-list li{display:flex;gap:12px;margin-bottom:14px;font-weight:600;color:var(--ink);align-items:flex-start;}
.bg-navy .check-list li{color:#dfe1f2;}
.check-list .diamond{
  flex:0 0 auto;width:20px;height:20px;border-radius:6px;background:var(--orange-tint);
  display:flex;align-items:center;justify-content:center;margin-top:2px;
}
.check-list .diamond::before{content:"";width:7px;height:7px;background:var(--orange);clip-path:polygon(50% 0%,100% 50%,50% 100%,0% 50%);}

@media (max-width:960px){
  .split{grid-template-columns:1fr;gap:34px;}
  .split .media{order:-1;}
  .split .content{order:2;}
  .split.img-right .media{order:-1;}
  .split.img-right .content{order:2;}
}

/* =========================================================
   SERVICE CARDS GRID
   ========================================================= */
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px;}
.service-card{
  background:var(--paper);border:1px solid var(--border);border-radius:22px;overflow:hidden;
  transition:transform .22s ease, box-shadow .22s ease;display:flex;flex-direction:column;
}
.service-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);}
.service-card .thumb{aspect-ratio:16/11;position:relative;overflow:hidden;}
.service-card .thumb img{width:100%;height:100%;display:block;object-fit:cover;}
.service-card .thumb .tag{
  position:absolute;top:14px;left:14px;background:rgba(18,20,46,.68);color:#fff;font-size:.72rem;
  font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:6px 12px;border-radius:999px;backdrop-filter:blur(4px);
}
.service-card .body{padding:24px 24px 26px;flex:1;display:flex;flex-direction:column;}
.service-card h3{font-size:1.22rem;margin-bottom:.4em;}
.service-card p{font-size:.92rem;margin-bottom:16px;}
.service-card .go{
  margin-top:auto;display:inline-flex;align-items:center;gap:8px;font-weight:700;color:var(--orange-deep);font-size:.9rem;
}
.service-card .go svg{transition:transform .2s;}
.service-card:hover .go svg{transform:translateX(5px);}

@media (max-width:1080px){.services-grid{grid-template-columns:repeat(2,1fr);}}
@media (max-width:640px){.services-grid{grid-template-columns:1fr;}}

/* =========================================================
   WHY / FEATURE CARDS
   ========================================================= */
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;}
.feature-card{
  background:var(--paper);border-radius:20px;padding:28px 24px;border:1px solid var(--border);
  transition:box-shadow .2s, transform .2s;
}
.feature-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px);}
.feature-card .fi{
  width:64px;height:64px;border-radius:16px;margin-bottom:18px;overflow:hidden;
  box-shadow:var(--shadow-sm);
}
.feature-card .fi .mini-ill{width:100%;height:100%;display:block;}
.mini-ill{border-radius:inherit;object-fit:cover;display:block;}
.feature-card h3{font-size:1.06rem;margin-bottom:.4em;}
.feature-card p{font-size:.88rem;margin:0;}
@media (max-width:1080px){.feature-grid{grid-template-columns:repeat(2,1fr);}}
@media (max-width:560px){.feature-grid{grid-template-columns:1fr;}}

/* =========================================================
   PROCESS / STEPS
   ========================================================= */
.steps-zigzag{position:relative;}
.step-row{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;position:relative;}
.step-card{
  background:var(--paper);border-radius:18px;padding:26px 22px;border:1px solid var(--border);position:relative;
}
.step-num{
  font-family:var(--ff-display);font-size:1rem;font-weight:700;color:#fff;background:var(--navy);
  width:34px;height:34px;border-radius:9px;display:flex;align-items:center;justify-content:center;margin-bottom:16px;
  transform:rotate(-4deg);
}
.step-card:nth-child(even) .step-num{background:var(--orange);transform:rotate(4deg);}
.step-card h3{font-size:1.04rem;color:var(--navy);}
.step-card p{font-size:.87rem;margin:0;}
@media (max-width:900px){.step-row{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.step-row{grid-template-columns:1fr;}}

/* =========================================================
   AMC PARTNERS
   ========================================================= */
.amc-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:16px;}
.amc-chip{
  background:var(--paper);border:1px solid var(--border);border-radius:16px;padding:20px 14px;
  display:flex;flex-direction:column;align-items:center;justify-content:center;gap:10px;text-align:center;
  transition:transform .2s, box-shadow .2s, border-color .2s;
}
.amc-chip:hover{transform:translateY(-4px);box-shadow:var(--shadow-sm);border-color:var(--orange);}
.amc-chip .badge{
  width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-family:var(--ff-display);
  display:flex;align-items:center;justify-content:center;font-weight:700;font-size:1rem;
}
.amc-chip span{font-size:.78rem;font-weight:700;color:var(--ink);line-height:1.25;}
@media (max-width:960px){.amc-grid{grid-template-columns:repeat(4,1fr);}}
@media (max-width:560px){.amc-grid{grid-template-columns:repeat(3,1fr);}}

/* =========================================================
   TESTIMONIALS
   ========================================================= */
.testi-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;}
.testi-card{background:var(--paper);border-radius:20px;padding:28px;border:1px solid var(--border);}
.testi-stars{color:var(--orange);letter-spacing:2px;margin-bottom:14px;font-size:.95rem;}
.testi-card p{color:var(--ink);font-style:italic;}
.testi-who{display:flex;align-items:center;gap:12px;margin-top:16px;}
.avatar{
  width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;display:flex;align-items:center;
  justify-content:center;font-family:var(--ff-display);font-weight:700;flex:0 0 auto;
}
.testi-who b{display:block;font-size:.92rem;color:var(--navy);}
.testi-who small{color:var(--slate-light);font-size:.78rem;}
@media (max-width:960px){.testi-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:640px){.testi-grid{grid-template-columns:1fr;}}

/* =========================================================
   CTA BAND
   ========================================================= */
.cta-band{
  background:linear-gradient(120deg,var(--navy) 0%,var(--navy-mid) 100%);
  border-radius:28px;padding:56px 50px;display:flex;align-items:center;justify-content:space-between;gap:30px;
  position:relative;overflow:hidden;color:#fff;
}
.cta-band::after{
  content:"";position:absolute;right:-60px;top:-60px;width:260px;height:260px;
  background:var(--orange);opacity:.18;clip-path:polygon(50% 0%,100% 50%,50% 100%,0% 50%);
}
.cta-band h2{color:#fff;margin-bottom:.3em;font-size:clamp(1.5rem,2.6vw,2.1rem);}
.cta-band p{color:#c6c9e8;margin:0;max-width:460px;}
.cta-band-actions{display:flex;gap:14px;flex-wrap:wrap;flex:0 0 auto;}
@media (max-width:820px){.cta-band{flex-direction:column;align-items:flex-start;padding:40px 26px;}}

/* =========================================================
   PAGE HERO (inner pages)
   ========================================================= */
.page-hero{
  background:linear-gradient(155deg,var(--navy) 0%, var(--navy-mid) 100%);
  color:#fff;padding:64px 0 74px;position:relative;overflow:hidden;
}
.page-hero .icon-watermark{position:absolute;right:-6%;bottom:-30%;width:420px;opacity:.07;filter:brightness(0) invert(1);}
.breadcrumb{display:flex;align-items:center;gap:8px;font-size:.85rem;color:#b7bade;font-weight:600;margin-bottom:18px;}
.breadcrumb a:hover{color:var(--orange);}
.breadcrumb .sep{color:#565a86;}
.page-hero h1{color:#fff;font-size:clamp(1.7rem,2.8vw,2.5rem);max-width:900px;line-height:1.16;}
.page-hero p{color:#cfd2ec;max-width:640px;font-size:1.05rem;}

/* =========================================================
   FOOTER
   ========================================================= */
.site-footer{background:var(--navy-deep);color:#c3c6e2;padding-top:70px;}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:36px;padding-bottom:46px;border-bottom:1px solid rgba(255,255,255,.1);}
.footer-brand img{height:42px;margin-bottom:16px;}
.footer-brand p{color:#9fa3c6;font-size:.9rem;max-width:320px;}
.footer-social{display:flex;gap:10px;margin-top:18px;}
.footer-social a{
  width:38px;height:38px;border-radius:10px;border:1px solid rgba(255,255,255,.16);display:flex;
  align-items:center;justify-content:center;transition:.2s;
}
.footer-social a:hover{background:var(--orange);border-color:var(--orange);}
.footer-col h4{color:#fff;font-size:.9rem;letter-spacing:.05em;text-transform:uppercase;margin-bottom:18px;}
.footer-col ul li{margin-bottom:11px;}
.footer-col a{color:#aeb2d2;font-size:.9rem;font-weight:500;transition:color .15s;}
.footer-col a:hover{color:var(--orange);}
.footer-contact li{display:flex;gap:10px;align-items:flex-start;margin-bottom:16px;font-size:.88rem;color:#aeb2d2;}
.footer-contact svg{flex:0 0 auto;margin-top:2px;color:var(--orange);}
.footer-contact a{color:#dfe1f2;}
.footer-compliance{padding:34px 0;border-bottom:1px solid rgba(255,255,255,.1);}
.compliance-grid{display:flex;flex-wrap:wrap;gap:12px 30px;margin-bottom:18px;}
.compliance-grid .cbit{font-size:.82rem;color:#9fa3c6;}
.compliance-grid .cbit b{color:#e7e8f5;font-weight:700;}
.footer-disclaimer{font-size:.78rem;line-height:1.7;color:#8a8ec0;}
.footer-disclaimer strong{color:#c3c6e2;}
.footer-bottom{padding:22px 0 26px;display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;font-size:.82rem;color:#8a8ec0;}
.footer-bottom .flinks{display:flex;gap:18px;flex-wrap:wrap;}
.footer-bottom a:hover{color:var(--orange);}

@media (max-width:960px){
  .footer-top{grid-template-columns:1fr 1fr;}
}
@media (max-width:620px){
  .footer-top{grid-template-columns:1fr;}
}

/* Risk banner strip (compact, non-intrusive, SEBI/AMFI mandated line) */
.risk-strip{background:var(--orange-tint);border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.risk-strip .container{display:flex;align-items:center;gap:12px;padding:12px 24px;font-size:.83rem;color:var(--navy);font-weight:600;}
.risk-strip svg{flex:0 0 auto;color:var(--orange-deep);}

/* =========================================================
   FLOATING UI — WhatsApp/Call (left), Scroll-top (right)
   ========================================================= */
.float-stack-left{position:fixed;left:20px;bottom:26px;z-index:400;display:flex;flex-direction:column;gap:14px;}
.float-btn{
  width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;
  box-shadow:var(--shadow-lg);color:#fff;transition:transform .2s ease;position:relative;
}
.float-btn:hover{transform:scale(1.08);}
.float-btn.whatsapp{background:#25D366;}
.float-btn.call{background:var(--orange);}
.float-btn.call::after{
  content:"";position:absolute;inset:0;border-radius:50%;border:2px solid var(--orange);
  animation:pulse 2s ease-out infinite;
}
@keyframes pulse{0%{transform:scale(1);opacity:.7;}100%{transform:scale(1.55);opacity:0;}}

.scroll-top{
  position:fixed;right:20px;bottom:26px;z-index:400;width:50px;height:50px;border-radius:50%;
  background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;
  box-shadow:var(--shadow-lg);opacity:0;visibility:hidden;transform:translateY(12px);transition:.25s;border:none;
}
.scroll-top.show{opacity:1;visibility:visible;transform:translateY(0);}
.scroll-top:hover{background:var(--orange);}

@media (max-width:560px){
  .float-btn{width:48px;height:48px;}
  .scroll-top{width:44px;height:44px;}
  .float-stack-left{left:14px;bottom:18px;gap:10px;}
  .scroll-top{right:14px;bottom:18px;}
}

/* =========================================================
   GENERIC UTILITIES / INNER PAGE CONTENT (policy pages etc.)
   ========================================================= */
.prose{max-width:860px;}
.prose-full{max-width:1040px;}
.prose-full ul{columns:1;}
@media (min-width:900px){
  .prose-full h2{margin-top:2em;}
}
.prose h2{font-size:1.5rem;margin-top:1.6em;}
.prose h3{font-size:1.15rem;margin-top:1.3em;color:var(--navy);}
.prose ul{margin:0 0 1.2em;padding-left:0;}
.prose ul li{display:flex;gap:10px;margin-bottom:10px;color:var(--slate);}
.prose ul li::before{content:"";flex:0 0 auto;margin-top:8px;width:7px;height:7px;background:var(--orange);clip-path:polygon(50% 0%,100% 50%,50% 100%,0% 50%);}
.prose table{width:100%;border-collapse:collapse;margin:1.4em 0;font-size:.92rem;}
.prose table th,.prose table td{border:1px solid var(--border);padding:10px 14px;text-align:left;}
.prose table th{background:var(--orange-tint-2);color:var(--navy);}
.note-box{
  background:var(--orange-tint-2);border-left:4px solid var(--orange);border-radius:10px;
  padding:18px 20px;margin:1.6em 0;font-size:.92rem;color:var(--navy);
}
.toc{background:var(--paper);border:1px solid var(--border);border-radius:16px;padding:22px 26px;margin-bottom:10px;}
.toc h4{margin-bottom:12px;font-size:.95rem;text-transform:uppercase;letter-spacing:.06em;}
.toc ol{padding-left:20px;}
.toc li{margin-bottom:8px;font-size:.9rem;font-weight:600;}
.toc a{color:var(--slate);}
.toc a:hover{color:var(--orange-deep);}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:40px;}
@media (max-width:860px){.two-col{grid-template-columns:1fr;}}

/* =========================================================
   RISK BADGES (product riskometer pills)
   ========================================================= */
.risk-badge{display:inline-flex;align-items:center;padding:5px 13px;border-radius:999px;font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.05em;white-space:nowrap;}
.risk-low{background:var(--green-tint);color:var(--green);}
.risk-moderate{background:#FFF0DB;color:#B5650B;}
.risk-modhigh{background:var(--orange-tint);color:var(--orange-deep);}
.risk-high{background:#FBDCD0;color:#C0392B;}
.risk-veryhigh{background:#F8D0D0;color:#A3251E;}
.thumb .tag-right{position:absolute;top:14px;right:14px;}
.product-meta{display:flex;justify-content:space-between;align-items:center;margin-top:14px;padding-top:14px;border-top:1px solid var(--border);font-size:.82rem;color:var(--slate-light);font-weight:600;}

/* =========================================================
   CALCULATORS
   ========================================================= */
.calc-card{background:var(--paper);border:1px solid var(--border);border-radius:24px;padding:36px;}
.calc-tabs{display:flex;gap:8px;margin-bottom:30px;flex-wrap:wrap;}
.calc-tab{padding:11px 22px;border-radius:999px;font-weight:700;font-size:.9rem;border:1.5px solid var(--border);background:var(--cream);color:var(--slate);transition:.2s;}
.calc-tab.active{background:var(--navy);color:#fff;border-color:var(--navy);}
.calc-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:44px;align-items:start;}
.calc-panel{display:none;}
.calc-panel.active{display:block;}
.calc-field{margin-bottom:28px;}
.calc-field label{display:flex;justify-content:space-between;font-weight:700;color:var(--navy);font-size:.92rem;margin-bottom:12px;}
.calc-field label span.val{color:var(--orange-deep);font-family:var(--ff-display);font-size:1.05rem;}
.calc-field input[type=range]{width:100%;accent-color:var(--orange);height:6px;cursor:pointer;}
.calc-minmax{display:flex;justify-content:space-between;font-size:.74rem;color:var(--slate-light);margin-top:6px;font-weight:600;}
.calc-results{background:var(--navy-deep);border-radius:20px;padding:32px;color:#fff;position:sticky;top:110px;}
.calc-results h4{color:#9fa3c6;font-size:.76rem;text-transform:uppercase;letter-spacing:.07em;margin-bottom:8px;font-weight:700;}
.calc-results .big{font-family:var(--ff-display);font-size:2.3rem;color:#fff;margin-bottom:24px;word-break:break-word;}
.calc-bar{height:14px;border-radius:999px;overflow:hidden;display:flex;margin-bottom:16px;background:rgba(255,255,255,.1);}
.calc-bar .seg-invested{background:#8A8FA6;height:100%;}
.calc-bar .seg-returns{background:var(--orange);height:100%;}
.calc-legend{display:flex;gap:22px;font-size:.82rem;margin-bottom:24px;flex-wrap:wrap;}
.calc-legend span{display:flex;align-items:center;gap:7px;color:#c3c6e2;font-weight:600;}
.calc-legend i{width:10px;height:10px;border-radius:3px;display:inline-block;}
.calc-breakdown{display:flex;justify-content:space-between;padding:13px 0;border-top:1px solid rgba(255,255,255,.12);font-size:.88rem;color:#b9bdda;}
.calc-breakdown b{color:#fff;font-size:.94rem;}
@media (max-width:900px){.calc-grid{grid-template-columns:1fr;}.calc-results{position:static;}}

/* =========================================================
   RESOURCE / INVESTOR-CORNER CARDS
   ========================================================= */
.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.resource-card{
  background:var(--paper);border:1px solid var(--border);border-radius:18px;padding:26px;
  display:flex;flex-direction:column;gap:12px;transition:.2s;
}
.resource-card:hover{border-color:var(--orange);box-shadow:var(--shadow-sm);transform:translateY(-3px);}
.resource-card .fi{width:52px;height:52px;border-radius:13px;overflow:hidden;box-shadow:var(--shadow-sm);}
.resource-card .fi .mini-ill{width:100%;height:100%;display:block;}
.resource-card h4{font-size:1.02rem;margin:0;}
.resource-card p{font-size:.86rem;margin:0;}
.resource-card .ext{margin-top:auto;display:inline-flex;align-items:center;gap:7px;font-weight:700;color:var(--orange-deep);font-size:.86rem;}
@media (max-width:960px){.resource-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:600px){.resource-grid{grid-template-columns:1fr;}}

.link-groups-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-bottom:10px;align-items:start;}
.link-group{min-width:0;}
@media (max-width:860px){.link-groups-grid{grid-template-columns:1fr;}}

.link-list{border:1px solid var(--border);border-radius:18px;overflow:hidden;background:var(--paper);}
.link-list a{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:18px 22px;border-bottom:1px solid var(--border);font-weight:700;color:var(--navy);font-size:.94rem;transition:background .15s;}
.link-list a:last-child{border-bottom:none;}
.link-list a:hover{background:var(--orange-tint-2);color:var(--orange-deep);}
.link-list a .desc{display:block;font-weight:500;color:var(--slate-light);font-size:.8rem;margin-top:3px;}
.link-list a .arrow{flex:0 0 auto;color:var(--orange);}

.kyc-checklist{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.kyc-item{display:flex;gap:12px;background:var(--paper);border:1px solid var(--border);border-radius:14px;padding:16px 18px;align-items:flex-start;}
.kyc-item .num{width:26px;height:26px;border-radius:8px;background:var(--navy);color:#fff;font-weight:800;font-size:.82rem;display:flex;align-items:center;justify-content:center;flex:0 0 auto;}
.kyc-item p{margin:0;font-size:.88rem;font-weight:600;color:var(--ink);}
@media (max-width:640px){.kyc-checklist{grid-template-columns:1fr;}}
.contact-wrap{display:grid;grid-template-columns:.95fr 1.1fr;gap:40px;align-items:start;}
@media (max-width:960px){.contact-wrap{grid-template-columns:1fr;}}
.info-card{background:var(--navy-deep);color:#fff;border-radius:22px;padding:34px 30px;}
.info-card h3{color:#fff;font-size:1.2rem;}
.info-card ul li{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid rgba(255,255,255,.12);}
.info-card ul li:last-child{border-bottom:none;}
.info-card .ic{width:40px;height:40px;border-radius:10px;background:rgba(240,112,30,.18);display:flex;align-items:center;justify-content:center;flex:0 0 auto;color:var(--orange);}
.info-card small{display:block;color:#9fa3c6;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.04em;margin-bottom:3px;}
.info-card a,.info-card span.txt{color:#fff;font-weight:600;font-size:.94rem;}

.form-card{background:var(--paper);border:1px solid var(--border);border-radius:22px;padding:34px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
@media (max-width:560px){.form-row{grid-template-columns:1fr;}}
.field{margin-bottom:18px;}
.field label{display:block;font-weight:700;font-size:.85rem;color:var(--navy);margin-bottom:7px;}
.field input,.field select,.field textarea{
  width:100%;padding:13px 15px;border-radius:10px;border:1.5px solid var(--border);background:var(--cream);
  font-family:inherit;font-size:.94rem;color:var(--ink);transition:border-color .15s, background .15s;
}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--orange);background:#fff;}
.field .hint{font-size:.78rem;color:var(--slate-light);margin-top:6px;}
.checkline{display:flex;gap:10px;align-items:flex-start;font-size:.84rem;color:var(--slate);margin-bottom:20px;}
.checkline input{margin-top:3px;}
.form-note{font-size:.8rem;color:var(--slate-light);margin-top:14px;}

/* map placeholder */
.map-frame{border-radius:18px;overflow:hidden;border:1px solid var(--border);margin-top:26px;}
.map-frame iframe{width:100%;height:320px;border:0;display:block;}
.map-frame-full{margin-top:0;box-shadow:var(--shadow-md);}
.map-frame-full iframe{height:440px;}
@media (max-width:640px){.map-frame-full iframe{height:320px;}}

/* Service detail page */
.detail-highlights{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:34px 0;}
@media (max-width:800px){.detail-highlights{grid-template-columns:1fr;}}
.hi-card{background:var(--paper);border:1px solid var(--border);border-radius:16px;padding:22px;}
.hi-card .fi{width:56px;height:56px;border-radius:14px;margin-bottom:12px;overflow:hidden;box-shadow:var(--shadow-sm);}
.hi-card .fi .mini-ill{width:100%;height:100%;display:block;}
.hi-card h4{font-size:1rem;margin-bottom:.3em;}
.hi-card p{font-size:.86rem;margin:0;}

.related-services{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;}
@media (max-width:900px){.related-services{grid-template-columns:1fr 1fr;}}
@media (max-width:600px){.related-services{grid-template-columns:1fr;}}
.mini-card{background:var(--paper);border:1px solid var(--border);border-radius:16px;padding:20px;display:flex;flex-direction:column;gap:8px;transition:.2s;}
.mini-card:hover{border-color:var(--orange);transform:translateY(-3px);}
.mini-card .fi{width:48px;height:48px;border-radius:12px;overflow:hidden;box-shadow:var(--shadow-sm);}
.mini-card .fi .mini-ill{width:100%;height:100%;display:block;}
.mini-card h4{font-size:.98rem;margin:0;}
.mini-card span{font-size:.8rem;color:var(--orange-deep);font-weight:700;}

/* Grievance escalation table */
.escalation li{
  display:grid;grid-template-columns:52px 1fr;gap:16px;padding:20px 0;border-bottom:1px dashed var(--border);
}
.escalation li .lvl{
  width:52px;height:52px;border-radius:14px;background:var(--navy);color:#fff;display:flex;align-items:center;justify-content:center;
  font-family:var(--ff-display);font-weight:700;font-size:1.2rem;
}
.escalation li h4{margin:0 0 4px;font-size:1rem;}
.escalation li p{margin:0;font-size:.88rem;}

/* accessible skip link */
.skip-link{position:absolute;left:-999px;top:0;background:var(--orange);color:#fff;padding:12px 18px;z-index:999;border-radius:0 0 10px 0;}
.skip-link:focus{left:0;}